Viclend’s variable rate fully featured home loan.

Viclend’s premium home loan product is about service, service and service, its also about flexibility, flexibility and flexibility. Every feature you could require on your home loan, including a low interest rate is available free of charge.

Borrow up to 97% of the purchase price of your new home or 95% for an investment property with minimal evidence of saving history or refinance up to 95% of the value of your existing home or investment property for whatever purpose you desire, there are no restrictions.

We’ve listened to our clients and devised a magnificent product without the need for clients to borrow over a certain amount or pay an annual membership fee, which diminishes the benefit of a lower interest rate.

Talk to Viclend about how this product can facilitate the implementation of a debt reduction plan, which if followed correctly can save you thousands of dollars in interest and years of your home loan.

Viclend’s No Genuine Savings Loan.

At Viclend we understand that people don’t always save if they don’t need to, so why should they be penalised with higher interest rates or second-rate home loan products.

Viclend’s No Genuine Savings Loan allows you to lend 95% of the purchase price of your new home or investment property without the need to provide evidence of saving history and has the same great interest rate and features as the variable rate fully featured premium home loan.

This wonderful product allows our clients to obtain the remainder via practically any other means such as a gift from parents or family, sale of a car or other asset, inheritance or even a personal loan if their income permits.

Viclend’s Enhanced Lo-Doc 80

To many this is a big ask, but Viclend’s Enhanced Lo-Doc 80 is just the answer. All the features and benefits of our premium home loan product at an interest rate below the standard variable rate offered by most banks and no other fees, ongoing or otherwise.

You’ve worked hard and want to reward yourself so why should you be disadvantaged whilst still in the mammoth process of organising your financials, we don’t need them and we don’t want them. Simply provide an ABN number, which has been registered to you for 2 years or equivalent, the rest is done. No more questions, no bank statements, no BAS statements, no fuss and no annual review.

A great home loan, a great interest rate and the best service you could ask for, so what more can you ask for. Call us today to find out about the other great product we have to accommodate the needs of self-employed people.

What if I don’t have an ABN number and require access to my equity to perhaps start a business of even buy a boat. What if I simply have a big deposit and want to buy a home or investment property. Can Viclend still help if I am not yet self-employed or I’m merely a first time investor?
Can I still get a flexible fee free loan at a normal low interest rate?

Viclend’s Conforming Asset Lend 70

It’s hard to believe that such a product exists without the nasty gremlins such as cost and lack of flexibility, which normally exist for such facilities, but the truth is available in writing with Viclend’s Conforming Asset Lend 70.

If you require a loan to purchase or refinance a home or investment property and only require 70% of the value then the Conforming Asset Lend 70 is for you, it really is this easy. This mortgage is available to anyone, for any purpose. Virtually no questions asked and no need to disclose any details other than those in relation to the security property. You don’t even need to declare an income.

All this and you still get all the features of our premium product free of charge and at an unbelievable standard variable interest rate.

No need to be self-employed for a certain period, no ABN number required and unlike most lenders with such a product, the loan can be used for domestic or personal purposes. There really is no catch. Call today to find out more.

Viclend’s 100% Plus Loan.

This home loan product means you can lend the entire purchase price of the home you are buying or building, that’s right; Viclend will lend you 100% of the purchase price of your new home.

The 100% plus product gives you a wonderful opportunity to get into your home sooner.
Buy an established home or build a brand new one and enjoy stamp duty savings, either way, we’re here to help.

If you’re a first homebuyer, you can take advantage of the government’s first homeowner grant to help meet your stamp duty and insurance costs.

If you are not entitled to the first homeowner grant, read below.

I am not entitled to the first homeowner grant; I have ‘no deposit’ and ‘no savings history or savings’. Can Viclend help me purchase my home or an ‘investment property’ and also cover stamp duty and other expenses associated with my purchase.

Viclend’s 95% Lo-doc for a home or investment property purchase or refinance.

Our 95% Lo-doc loan is just what self-employed people around Australia have spent years upon years crying out for.

Unlike other institutions that require a seemingly enormous deposit of 20% before they can help people in this situation, Viclend will fund 95% of the purchase price or 95% of the value where a refinance is required and still provide a competitive interest rate and home loan product.

To qualify for this product simply verify you have been self-employed for 2 year via producing your ABN number or alternative means and Viclend will do the rest.
No bank statements or financials reports of any kind are required. It really is that simple.