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1.	What if I don't have evidence of genuine saving history, can I still enjoy the benefits, flexibility and low interest rate of a premium home loan product?
2.	I am self-employed and can't prove my income. I only require 80% of the purchase price of my new property or 80% of the value of an existing property I am refinancing. I don't want to be hassled with providing bank statements and the like and I refuse to pay high interest rates and have a home loan product that is not flexible.
3.	What if I don't have an ABN number and require access to my equity to perhaps start a business of even buy a boat. What if I simply have a big deposit and want to buy a home or investment property. Can Viclend still help if I am not yet self-employed or I'm merely a first time investor? Can I still get a flexible fee free loan at a normal low interest rate?
4.	I have 'no deposit' and 'no savings history or savings' but I have a steady job. Can Viclend help me buy a home?
5.	I am not entitled to the first homeowner grant; I have 'no deposit' and 'no savings history or savings'. Can Viclend help me purchase my home or an 'investment property' and also cover stamp duty and other expenses associated with my purchase.
6.	What if I am self-employed, have difficulty proving my income and only have a 'small deposit'. Can Viclend assist me to buy or refinance a home or investment property?
7.	I wish to purchase a serviced apartment and have been told I can only obtain a small percentage of the value. Further, I have not completed my financials so require a Lo-doc facility. What can Viclend do to help me?

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